The Pennsylvania Insurance Department announced that the 2026 rate changes requested by insurance companies currently operating in Pennsylvania’s individual and small group markets are now available online.
On average, all Pennsylvania health insurers are requesting premium increases in plan year 2026: 19% increase to premiums in the individual market (for people who buy their own insurance), and a 13% increase to premiums in the small group market (for small businesses).
The requested rate increases for Plan Year 2026 as filed by insurers are results of:
-The rising cost of health care;
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-The higher use of benefits, including for more expensive outpatient services and medication and;
-The end of the Federal Enhanced Premium Tax Credits (Tax Credits), which are set to expire on December 31, 2025, unless the United States Congress acts to extend them.
Public comment on rate requests and filings will be accepted through September 2, 2025, and can be emailed to ra-in-comment@pa.gov.
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