The newest acronym in the digital space would have to be FINTECH.  The point at which the financial world and technology intersect promises to be the most transformative industry sector in the last century. Thanks to what is now referred to as WEB 3.0, nothing in the world of finance will be the same after its wide-scale adoption.  Banking, investing, education and fundraising are just a few of the areas fintech will change, and that is just the beginning. Can you see the tipping point?