Conklin bill to improve housing affordability advances through state House

Rep. Scott Conklin June 8, 2026 | 4:01 PM

HARRISBURG, June 8 – Today, legislation (H.B. 2391) sponsored by state Rep. Scott Conklin advanced through the Pennsylvania House of Representatives by a 117-84 vote.

The legislation would deter the practice of buying houses to fix and sell at a quick profit, also known as “house flipping,” by allowing mortgage lenders to offer investors the option of better terms if they accept prepayment penalties.

“We’ve seen this practice drive up home prices and reduce availability for too long, hurting both buyers and renters in their search for affordable properties,” Conklin said. “Giving Pennsylvania lenders the option to offer financing terms with or without a prepayment penalty would open up more housing, stabilize prices and spur more long-term investments in our communities.”

Conklin said the legislation would protect mortgages for primary residents and second homes. Under the legislation, lenders would not be allowed to include prepayment penalties for personal, family or household purposes.

The bill now heads to the state Senate for consideration.

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